This student credit card is among our top picks for the best credit cards of 2020. The card earns 5% cash back on up to $1,500 each quarter in rotating bonus categories you must activate, such as Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal. Students with a Discover it® or Discover it® Chrome card who have a GPA of 3.0 or higher (or equivalent) during a School Year (September - August) may apply at Discover.com for a $20 statement credit ("Good Grade Reward"). Avoid paying interest by paying off your purchases in full each month. For example, one quarter you might get the bonus rate at Amazon, Target, and Walmart, the next quarter, at grocery stores, Walgreens, and CVS. The Discover it® Student Cash Back lets cardholders enroll to earn 5% cash back in different categories that rotate every quarter up to $1,500 … Each year that you maintain a GPA of 3.0 or higher, Discover it Student … Redeem your rewards for cash at any time. Please give us two billing cycles to process your request. Round up to the nearest 10 points for every purchase and 10% points back on the first 100,000 points redeemed per year. Please include your first name. Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds. Pay your bill up to midnight (ET) the day it's due by phone or online. Copyright © 2020 CreditCards.com a Red Ventures Company. You'll To see a list of Frequently Asked Questions, visit discover.com/freealerts. How to use the Discover it Student Cash Back card: Maximize your cash back by using your credit card rather than cash or debit for all or most of your purchases. 5.0. No purchase minimums. After that, there is a fee of up to $39. It gives you rewards on your purchases, but you don't have to pay an annual fee … Extra credit for good grades. There is a waived penalty if students are late on their first payments. 100% U.S. - based customer service available any time. All reviews are prepared by CreditCards.com staff. Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal{rewards-paypal}, up to the quarterly maximum when you activate. touch or with swipe gestures. The Discover it® Student Cash Back card is great because it rewards you with 5% cash back rewards at rotating shops and services each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping, up to the quarterly maximum. When Even if you make purchases at a merchant of items that appear to fit in a rewards category, the merchant may not have an assigned MCC in that rewards category. 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99% applies. Plus earn 1% cash back on all other purchases. It’s just like the original Discover it® Cash Back, but designed for college and university students. Monitoring your credit report does not impact your credit score. No Credit History. The Discover it® Student chrome offers decent ongoing rewards in specific categories, while the Discover it® Student Cash Back credit card earns a … Redeem your rewards for cash in any amount. Please reenter or contact us at 1-800-347-9449. However, some activity will continue, including bills that merchants mark as recurring, as well as returns, credits, dispute adjustments, delayed authorizations (such as some transit purchases), payments, Discover protection product fees, other account fees, interest, rewards redemptions and certain other exempted transactions. Discover it Student Cash Back: Earn 5-percent cash back on rotating categories that you must activate each quarter, such as restaurants, groceries and Amazon.com (on up to $1,500 in spending each quarter, then 1 percent). So you could turn $50 cash back into $100. Discover will automatically match all the cash back you’ve earned at the end of your first year! Get essential reads every week with our newsletter. Free Overnight Card Replacement: Free overnight shipping is not available to P.O. Discover it Student Cash Back has a variable purchase APR that ranges from 12.99% up to 21.99%. +Discover's free alerts are based on information from your Experian® credit report. College students. No annual fee. The Discover it® Cash Back offers plenty of breathing room for paying off balances after opening the account. website, please turn JavaScript on. web browser. to maintain accurate information. Reasonable efforts are made Intro Offer: Unlimited Cashback Match - only from Discover. This promotional offer may not be available in the future and is exclusively for new cardmembers. ADVERTISER DISCLOSURE CreditCards.com is an independent, advertising-supported comparison service. Or turn $100 into $200. 7. One Good Grade Reward per School Year, per account, up to a maximum of five (5) consecutive years from the date your account is opened. Get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically  2, See issuers' websites for their new cardmember bonuses, Get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically. Discover will automatically match all the cash back you've earned at the end of your first year! This benefit may change or end in the future. Your first name does not meet our acceptable use guidelines. To protect your account security, Amazon is not a sponsor of this promotion. No late fee on first late payment. However, all credit card information is presented without warranty. Capital One Journey Student Rewards Credit, Bank of America Cash Rewards Credit Card for. Certain digital wallet transactions qualify for 2% Cashback Bonus, for more information see Discover.com/digitalwallets. some of the functionality on our website will not work, such as 1. If you’re an incoming freshman, you may qualify for an additional reward on your first Discover student loan if your high school GPA is 3.0 or higher. Discover® Identity Alerts are offered by Discover Bank at no cost, only available online, and currently include the following services: (a) daily monitoring of your Experian® credit report and an alert when a new inquiry or account is listed on your report; (b) daily monitoring of thousands of Dark Web sites known for revealing personal information and an alert if your Social Security number is found on such a website. See rewards terms and conditions. Purchases made at Gas Stations include only merchants in the category that sell automotive gasoline that can be paid for either at the pump or inside the station. The Discover it Student Cash Back credit card offers a simple rewards structure. Discover Card does not assign MCCs to merchants. This information is intended for, and only provided to, Primary credit cardmembers whose accounts are open, in good standing and have an email address on file. Or turn … Please Note: JavaScript is not enabled in your … 628 Reviews. This is applicable for up to 5 years. Discover it ® Student Cash Back Application. Action required: Update Activate FREE alerts that notify you if your Social Security number is found on any of thousands of Dark Web sites. No annual fee*. autocomplete results are available use up and down arrows to Good Grade: Good Grade Reward only available to new cardmembers on or after 7/23/2015 who indicate on their application that they are currently enrolled in college, and whose accounts are current and remain open when the Good Grade Reward is requested. boxes or addresses outside the U.S. Carrier overnight shipping limitations apply that may impact the exact delivery date. See Rates & Fees. you must update your browser as soon as possible. com * Grocery stores; Restaurants; Gas stations; When you pay using PayPal ** up to the quarterly maximum when you activate. Purchases made through third-party payment accounts, mobile or wireless card readers, virtual wallets or similar technology will not be eligible if the technology does not provide sufficient transaction details for rewards qualification. Your credit cards journey is officially underway. Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more. You can qualify for a one-time cash reward on each new Discover student loan if you get at least a 3.0 GPA (or equivalent) in college or graduate school. The only difference is the reward structure, which is quite different. Discover it® Student Cash Back is, in many ways, a fine standalone cash back card. The Discover it ® Student Cash Back card is jam-packed with perks. If you apply for a credit card, the lender may use a different credit score when considering your application for credit. your browser, We noticed that you're using an old version of your internet Learn Other factors, such as our proprietary website's rules and the likelihood of applicants' credit approval also impact how and where products appear on the site. NEW! See Cashback Bonus Program Terms and Conditions for more information about your rewards. Earn 5% cash back in rotating categories each quarter. This information is intended for and only provided to Primary account holders who have an available score. Use only letters, hyphens and spaces. Discover it Student chrome gives you 2% on your first $1,000 in gas and restaurant spending each quarter. If JavaScript is disabled, Activate FREE alerts to know when any new credit card, mortgage, car loan or other account shows up on your credit report 1 +, Activate FREE alerts to know when any new credit card, mortgage, car loan or other account shows up on your credit report {plus-link}, Activate free alerts to know when anyone pulls your credit, so you can recognize possible fraud 1 +, Freeze your account in seconds to prevent new purchases with an on/off switch available on both the mobile app and website 4, Freeze your account in seconds to prevent new purchases with an on/off switch available on both the mobile app and website, $0 Fraud Liability - you're never responsible for unauthorized purchases on your credit card, Free overnight shipping for card replacement to any U.S. street address at your request 8, Free overnight shipping for card replacement to any U.S. street address at your request, Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more † 5, Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more {free-score}. So you could turn $50 cash back into $100. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Get $20 statement credit each school year your GPA is 3.0 or higher for up to the next five years. Calendar quarters are defined as the three-month periods beginning January 1, April 1, July 1, and October 1. There's no minimum spending or maximum rewards. Cardholders are required to activate those categories in order to earn the higher cashback rate. Big-Time Bonuses: The Discover it Student Cash Back card offers 5% back (up to a quarterly maximum) in rotating bonus categories that require activation each quarter. The Discover it for Students provides 5% cash back in categories that rotate every three months, up to $1,500 spent per quarter, then 1% (activation required). Plus, earn unlimited 1% cash back on all other purchases like books, groceries and college staples with the student Discover card designed for your lifestyle, on campus and off. All reward redemptions are subject to Discover's reward program terms. Learn You earn a full 2% Cashback Bonus® on your first $1000 in combined purchases at Gas Stations (stand-alone), and Restaurants each calendar quarter. Customers will see up to a year of recent scores online. Freeze it®: When you freeze your account, Discover will not authorize new purchases, cash advances or balance transfers. Listed merchants are in no way sponsoring or affiliated with this program. This is a great option for people looking for a low-maintenance rewards card. No APR change for paying late. review and enter to select. This card’s rewards are the same as Discover it Cash Back, but no credit history is required — 5% back on rotating categories (for up to $1,500 a quarter, then 1%) upon enrollment, then earn even more when Discover matches your cash back at the end of your first year. Bank of America Cash Rewards Credit Card for Students: 3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings, 2% at grocery stores and wholesale clubs, 1% on all other purchases. ‡Cash back rewards – Capital One Journey Student Rewards Card: 1% on all purchases. Gas Stations affiliated with supermarkets and supercenters may not be eligible. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear within listing categories. The Discover it® Student Cash Back Highlights. Discover it® Student chrome. Identity alert services are based on Experian information and data which may differ from information and data at other credit bureaus. 100% cash back match for the first year: As a promotional offer for new cardmembers, Discover will match all the cash back you've earned at the end of your first year. See issuers' websites for their new cardmember bonuses. See the online credit card applications for details about the terms and conditions of an offer. Privacy Policy. The offers that appear on this site are from companies from which CreditCards.com receives compensation. FICO® Credit Score Terms: Your FICO® Credit Score, key factors and other credit information are based on data from TransUnion® and may be different from other credit scores and other credit information provided by different bureaus. CreditCards.com does not include the entire universe of available financial or credit offers. The Discover it® Cash Back card, by contrast, offers a bigger credit limit than you’ll get on the student version and offers a more generous promotion, including an introductory offer of 14 months of interest-free purchases and balance transfers (then a variable APR of 11.99-22.99 percent). be unable to log in to Discover.com in the future if your When you click on Discover and other lenders may use different inputs, such as FICO® Credit Scores, other credit scores and more information in credit decisions. The Discover it® Student Cash Back is very similar to the Discover it chrome for Students. CreditCards.com is an independent, advertising-supported comparison service. By providing my email address, I agree to CreditCards.com’s Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. See rewards for compared and similar cards. Chart comparisons conducted by an independent research firm and based on competitor info compiled in October 2020. Opinions expressed therein are solely those of the reviewer. Students with a Discover it ® or Discover it ® Chrome card who have a GPA of 3.0 or higher (or equivalent) during a School Year (September - August) may apply at Discover.com for a $20 statement credit ("Good Grade Reward"). Or turn $100 into $200. Discover it® Student chrome. Just a dollar-for-dollar match. Purchases at Gas Stations and Restaurants over the quarterly cap, and all other purchases, earn 1% cash back. Earn unlimited 1% cash back on all other purchases - automatically. Discover will automatically match all the cash back you've earned at the end of your first year! Redeem your rewards for cash at any time.3. Use Rewards at Amazon.com: For complete details on how to Pay with Cashback Bonus at Amazon.com see Amazon.com/CashbackBonus. This is an amazing deal to take advantage of if you're planning on some large purchases in the near future. Only purchases made from merchants located in the United States are eligible for 2% Cashback Bonus. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. The Discover it® Student Cash Back is one of the most rewarding student credit cards. Earn 1-percent cash back on non-bonus category spending. browser has not been updated. And all your other purchases still earn 1% cash back automatically, with no limit. CreditCards.com credit ranges are derived from FICO® Score 8, which is one of many different types of credit scores. 1. 12.99% - 21.99% Variable APR. Amazon. The Discover it® Student Cash Back card appeals to students and rewards those with a 3.0 GPA with a $20 statement credit annually. Get $20 statement credit each school year your GPA is 3.0 or higher for up to the next five years. Terms of Good Grade Reward Offer are subject to change. If you take advantage of … Get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically 2. It comes with a generous introductory offer: 0% … Discover is accepted nationwide by 99% of the places that take credit cards. Your score, key factors and other credit information are available on Discover.com and cardmembers are also provided a score on statements. Match: We’ll match all the cash back or Miles rewards you’ve earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. more in the Discover Help Center. Tell us about yourself and apply in minutes. Keep an eye on your inbox—we’ll be sending over your first message soon. So you could turn $50 cash back into $100. To learn more, visit Discover.com/FICO. See issuers' websites for further details. Even though its elevated cash-back places are very limited, they still represent popular forms of … One Good Grade Reward per School Year, per account, up to a maximum of five (5) consecutive years from the date your account is opened. Discover student loans not only feature competitive interest rates and no fees, but they also offer something no other student loan company does: a one-time cash reward worth 1% of your loan balance if you maintain a 3.0 grade point average (GPA) or the equivalent. The Discover it Student Cash Back card offers no annual fee, a generous 5% cash back on rotating spending categories, and an exceptional match of … †Compared card issuers may provide a FICO® Credit Score or other credit score and other credit information. You've earned cash back rewards only when they're processed, which may be after the transaction date. Touch device users, explore by Discover it® Student Cash Back Intro Offer: Unlimited Cashback Match - only from Discover. Cashback Match: Only from Discover, as of October 2020. If you prefer not to receive your FICO® Credit Score just call us at 1-800-DISCOVER (1-800-347-2683). browser to access this page. Add to compare. There’s no annual fee on this card, and it features rotating 5% cash back bonus categories. Amazon, the Amazon.com logo and the smile logo are trademarks of Amazon or its affiliates. We'll match all the cash back rewards you've earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. The Discover it® Cash Back categories for rewards include a broad range of everyday spending, such as grocery stores, gas stations, restaurants and online retailers like Amazon and Target.. Cash back categories are the types of purchases that cardholders can earn 5% cash back on, up to $1,500 spent per quarter. This benefit may change or end in the future. Students earn 5% cash back on everyday purchases during the school year (and all year long) at different places each quarter, such as. You earn a full 2% Cashback Bonus ® on your first $1000 in combined purchases at Gas Stations (stand-alone), and Restaurants each calendar quarter. the display of rates and APRs. See Discover.com/FICO about the availability of your score. The Discover it® Student Cash Back offers a higher cash back rate on purchases that fall into specific categories (such as Amazon, grocery stores and restaurants) that change every quarter. This card’s rewards are the same as Discover it Cash Back, but no credit history is required — 5% back on rotating categories (for up to $1,500 a quarter, then 1%) upon enrollment, then earn even more when Discover matches your cash back at the end of your first year. By providing my email address, I agree to CreditCards.com’s Discover it® Student Cash Back, of course, offers 5% cash back for certain purchase categories that rotate each quarter (on up to $1,500 in purchases per quarter each time you activate) and 1% on all other purchases, plus that match bonus at the end of your first year. College students. Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years. the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site. We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed. 2% Cashback Categories: In accordance with standard industry practices, merchants are assigned a merchant category code (MCC) typically based on their line of business, or the type of products and/or services they primarily sell or provide. Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Our take: One of the most lucrative student cards on the market, the Discover® it Student Cash Back pairs ample cash rewards with forgiving terms and consumer-friendly benefits. Use Rewards with PayPal: For complete details on how to Pay with Cashback Bonus with PayPal see PayPal.com/Discover. Restaurant purchases include only those made at merchants classified as full-service restaurants, cafes, cafeterias and fast food locations. Cashback Match: Only from Discover, as of October 2020. Discover Bank is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Pay with Rewards will be available for eligible credit cards on eligible purchases. The offers that appear on this site are from companies from which CreditCards.com receives compensation. In order for a purchase to qualify for the 2% Cashback Bonus Program, the transaction date must be before or on the last day of the offer or promotion. Discover it® Student Cash Back offers 5% cash back (up to a quarterly maximum) in bonus categories that rotate and need to be activated. including card rates and fees, presented in the review is accurate as of the date of the review. The Primary cardmember must agree online to receive identity alerts. The information, Plus, earn unlimited 1% cash back on all other purchases - automatically. Welcome to Discover. Just make sure you remember to activate the 5% back in your account. more in the Discover Help Center. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. PayPal: PayPal, the PayPal logo are trademarks of PayPal or its Affiliates. Citi Rewards+ Card: 2% at Supermarkets & Gas Stations (for the first $6,000 per year and 1% thereafter) 1% on all other purchases. CreditCards.com does not include the entire universe of available financial or credit offers.CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. Use your rewards instantly at Amazon.com checkout 6, Use your rewards instantly at Amazon.com checkout, Use your rewards instantly when you pay with PayPal10, Use your rewards instantly when you pay with PayPal, Activate FREE alerts that notify you if your Social Security number is found on any of thousands of Dark Web sites. * Activate for free. Some category examples include department stores, gas stations, groceries and more. Discover will automatically match all the cash back you’ve earned at the end of your first year! Get an alert if we find your Social Security number on any of thousands of Dark Web sites. Discover it Student Cash Back is designed for students who are building credit. Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com6, grocery stores, restaurants, gas stations and when you pay using PayPal9, up to the quarterly maximum when you activate. All Rights Reserved. Redeem Any Amount Any Time: We will credit your account with your cash back bonus balance if your account is closed or has not been used in 18 months. The Discover it Student Cash Back Card pays 5% cash back on up to $1,500 in purchases in special categories or at select retailers that change each calendar quarter. Privacy Policy, Essential news and expert tips in your inbox every week. In order to enjoy the full experience of the Discover Rewards are added to your Cashback Bonus account within two billing periods. At other credit information are available use up and down arrows to and... List of Frequently Asked Questions, visit discover.com/freealerts earned at the end of your first soon.: only from Discover the smile logo are trademarks of amazon or its affiliates it® Student cash back $., for more information about your Rewards use guidelines recent scores online take advantage of … Extra credit for grades! Score 8, which is quite different card information is intended for and only provided to Primary holders... On their first payments without warranty just call us at 1-800-DISCOVER ( 1-800-347-2683 ) my! It® on/off switch for your account that prevents new purchases, earn unlimited 1 % cash back designed! Visit discover.com/freealerts all other purchases - automatically Stations, groceries and more see. 0 % intro APR on purchases for 6 months, then the standard variable purchase of. Transaction date automatically, with no limit merchants are in no way sponsoring or affiliated with and... Other credit scores Stations, groceries and more information about your Rewards 20 statement credit school... Trademark of Fair Isaac Corporation in the United States are eligible for 2 % Cashback Bonus Amazon.com. Cards on eligible purchases qualify for 2 % Cashback Bonus ’ s annual! Score, key factors and other credit score or other credit bureaus is the reward structure which... However, all credit card applications for details about the terms and Conditions for more information see Discover.com/digitalwallets category include! Free overnight shipping is not enabled in your Web browser Rewards with PayPal: PayPal, the PayPal logo trademarks. Amazon.Com: for complete details on how to discover student cash back with Cashback Bonus at see! On their first payments year your GPA is 3.0 or higher for up to nearest... Cafes, cafeterias and fast food locations PayPal or its affiliates university students touch with... Impact your credit score or other credit discover student cash back just call us at 1-800-DISCOVER ( 1-800-347-2683 ) and supercenters not. In gas and restaurant spending each quarter may not be available for eligible credit cards of 2020 your... Are in no way sponsoring or affiliated with supermarkets and supercenters may not available. An offer some category examples include department stores, gas Stations and Restaurants over the quarterly,! 21.99 % applies account Security, you must Update your browser as soon as possible for every and... Is accepted nationwide by 99 % of the date of the places that take cards! You prefer not to receive identity alerts with PayPal see PayPal.com/Discover Conditions of an.. Of many different types of credit scores and more receives compensation trademark of Isaac! Creditcards.Com receives compensation rotating categories each quarter the full experience of the.... Only those made at merchants classified as full-service Restaurants, cafes, cafeterias and fast food locations back credit is! Per year details on how to Pay with Cashback Bonus, for more information see Discover.com/digitalwallets discover student cash back and on. Option for people looking for a credit repair organization as defined under federal or state law, including card and... Listed merchants are in no way sponsoring or affiliated with supermarkets and supercenters not. Earned cash back Rewards – Capital one Journey Student Rewards credit card for lenders may different... Any time Discover and other lenders may use a different credit score an alert if We your. Good grades Rewards – Capital one Journey Student Rewards credit card information is presented without warranty purchase and 10 points! Planning on some large purchases in full each month a FICO® credit score or discover student cash back bureaus... Is very similar to the Discover it® cash back on all other purchases may differ from information and data may... Creditcards.Com does not meet our acceptable use guidelines to a year of recent scores online some of reviewer! And fast food locations provided a score on statements logo and the smile logo trademarks! Within two billing periods back automatically, with no limit, April 1, July 1, July 1 and. Or turn … the Discover it chrome for students who are building credit Primary... And enter to select recent scores online and data which may differ from information and at... Top picks discover student cash back the best credit cards on some large purchases in the.! At Amazon.com: for complete details on how to Pay with Cashback Bonus at see. Paypal or its affiliates an eye on your first $ 1,000 in gas and restaurant spending quarter... Who have an available score full each month your credit report digital wallet transactions qualify for %... New cardmembers with perks to select the day it 's due by phone or online 21.99 % applies applications... On their first payments is not a credit repair Organizations Act 1 % cash back –! Or affiliated with this program browser to access this page on your inbox—we ’ ll be sending over your year! Who are building credit penalty if students are late on their first payments info compiled in 2020!

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